This research aims to determine: (i) the influence of the level of financial literacy on financial management behavior (ii) the influence of lifestyle on financial management behavior (iii) the influence of the level of financial literacy and lifestyle on financial management behavior of SMA PGRI 1 Bandung students. This research uses a quantitative approach with a survey method. The data collection technique used a questionnaire instrument with a sample size of 217 students. The research results show that: (i) the level of student financial literacy is at the "Sufficient Literate" level, while the classification of student financial literacy is "low" with an average score of 49.45, and provides an effective contribution of 5.784% to financial management behavior (ii ) Lifestyle is in the "sufficient" category with an average value of 2.622. The type of lifestyle that students have is a self-oriented lifestyle, and provides an effective contribution of 0.036% to financial management behavior (iii) partial level of financial literacy and lifestyle. a positive effect of 5.784% and 0.036%, simultaneously an influential contribution of 58.2% on students' financial management behavior with an R square calculation result of 0.582. As the end of the research, the researcher conveys suggestions: (i) for students to increase their understanding of finance in general to avoid financial problems in the future, (ii) teachers are expected to carry out mentoring activities and provide additional material regarding the importance of financial literacy, establishing a good lifestyle and how to manage finances (iii) for future researchers they can add other variables such as pocket money, family environment , and the role of parents which may influence students' financial management behavior.

Ieu panalungtikan miboga tujuan pikeun mikanyaho: (i) pangaruh tingkat literasi kauangan kana paripolah ngokolakeun kauangan (ii) pangaruh gaya hirup kana paripolah ngokolakeun kauangan (iii) pangaruh tingkat literasi kauangan jeung gaya hirup kana paripolah manajemén kauangan. siswa SMA PGRI 1 Bandung. Ieu panalungtikan ngagunakeun pamarekan kuantitatif jeung métode survéy. Téhnik ngumpulkeun data ngagunakeun instrumén angkét anu jumlah sampelna 217 siswa. Hasil panalungtikan nuduhkeun yén: (i) tingkat literasi kauangan siswa aya dina tingkat “Melek Keuangan”, sedengkeun klasifikasi literasi kauangan siswa “rendah” kalayan rata-rata peunteun 49,45, sarta méré kontribusi éféktif 5,784% kana paripolah manajemén finansial (ii) Gaya hirup aya dina kategori "cukup" kalayan nilai rata-rata 2,622. Jinis gaya hirup anu dipiboga ku siswa nyaéta gaya hirup anu berorientasi diri, sareng masihan kontribusi anu efektif 0,036% kana paripolah manajemén kauangan (iii) tingkat parsial literasi kauangan sareng gaya hirup. pangaruh positif 5,784% jeung 0,036%, sakaligus mangrupa kontribusi pangaruh 58,2% kana kabiasaan manajemén finansial siswa kalawan hasil itungan R kuadrat 0,582.Sabagé ahir panalungtikan, panalungtik nepikeun saran: (i) sangkan siswa nambahan pamahaman ngeunaan keuangan sacara umum pikeun nyingkahan masalah kauangan dina mangsa nu bakal datang, (ii) guru dipiharep bisa ngalaksanakeun kagiatan pendampingan jeung méré tambahan matéri ngeunaan pentingna literasi kauangan, netepkeun gaya hirup anu hadé sareng cara ngokolakeun kauangan (iii) pikeun panalungtik kahareupna tiasa nambihan variabel sanés sapertos artos saku, lingkungan kulawarga, sareng peran kolot anu tiasa mangaruhan paripolah manajemén kauangan siswa.