This research aims to determine: (i) the influence of the level of financial literacy on financial management behavior (ii) the influence of lifestyle on financial management behavior (iii) the influence of the level of financial literacy and lifestyle on financial management behavior of SMA PGRI 1 Bandung students. This research uses a quantitative approach with survey methods. The data collection technique used a questionnaire instrument with a sample size of 217 students. The research results show that: (i) there is a significant influence on the financial literacy level variable on financial management behavior with a calculation of tcount 3.580 > ttable 1.971. The student's financial literacy level is at the "Sufficient Literate" level, while the student's financial literacy classification is "low" with an average value of 49.45. (ii) Lifestyle variables do not have a significant effect on financial management behavior with a t count of 0.52 < t table 1.971. Lifestyle is in the "sufficient" category with an average value of 2.622. Meanwhile, the type of lifestyle that students have is a self-oriented lifestyle (iii) The level of financial literacy and lifestyle partially have a positive effect of 5.784% and 0.036%. , simultaneously the contribution has an effect of 58.2% on students' financial management behavior with an R square calculation result of 0.582. As the end of the research, the researcher provides suggestions: (i) For students to increase their understanding of finances in general to avoid financial problems in the future, (ii) Teachers are expected to carry out mentoring activities and provide additional material regarding the importance of financial literacy, establishing a good lifestyle and how to manage finances (iii) Future researchers can add other variables such as pocket money, family environment and the possible role of parents. influence on students' financial management behavior.

Ieu panalungtikan miboga tujuan pikeun mikanyaho: (i) pangaruh tingkat literasi kauangan kana paripolah ngokolakeun kauangan (ii) pangaruh gaya hirup kana paripolah ngokolakeun keuangan (iii) pangaruh tingkat literasi kauangan jeung gaya hirup kana paripolah ngokolakeun kauangan. siswa SMA PGRI 1 Bandung. Ieu panalungtikan ngagunakeun pamarekan kuantitatif jeung métode survéy. Téhnik ngumpulkeun data ngagunakeun instrumén angkét anu jumlah sampelna 217 siswa. Hasil panalungtikan nunjukkeun yén: (i) aya pangaruh anu signifikan kana variabel tingkat literasi kauangan kana paripolah ngokolakeun keuangan kalawan itungan t itung 3,580 > ttabel 1,971. Tingkat literasi kauangan siswa aya dina tingkat “Melek Keuangan”, sedengkeun klasifikasi literasi kauangan siswa “rendah” rata-rata peunteun 49,45. (ii) Variabel gaya hirup teu boga pangaruh anu signifikan kana paripolah manajemen keuangan kalawan t itung 0,52 < t tabél 1,971. Gaya hirup aya dina kategori "cukup" kalayan nilai rata-rata 2,622. Sedengkeun jenis gaya hirup anu dipiboga ku siswa nyaéta gaya hirup mandiri (iii) Tingkat literasi kauangan jeung gaya hirup sabagéan miboga pangaruh positif 5,784% jeung 0,036%. , sakaligus kontribusina miboga pangaruh 58,2% kana paripolah ngokolakeun kauangan siswa kalawan hasil itungan kuadrat Sunda 0,582.Sabagé ahir panalungtikan, panalungtik méré saran: (i) Pikeun siswa nambahan pamahaman ngeunaan keuangan sacara umum pikeun nyingkahan masalah kauangan dina mangsa nu bakal datang, (ii) Guru dipiharep ngalaksanakeun kagiatan bimbingan jeung méré tambahan matéri ngeunaan pentingna literasi finansial, ngadegkeun gaya hirup alus sarta kumaha carana ngatur keuangan (iii) Panalungtik kahareup bisa nambahkeun variabel lianna kayaning duit saku, lingkungan kulawarga jeung peran mungkin kolotna. pangaruh kana kabiasaan manajemén finansial siswa.